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If you're going to use a small-cap index like the Russell 2000, you might wish to stop briefly and consider why an excellent index fund company, like Lead, does not have any kind of funds that follow it. The factor is because it's a lousy index.
I have not also dealt with the straw man below yet, and that is the reality that it is fairly rare that you actually have to pay either taxes or considerable payments to rebalance anyhow. The majority of smart financiers rebalance as much as possible in their tax-protected accounts.
And of course, nobody needs to be acquiring loaded shared funds, ever before. It's truly also negative that IULs do not function.
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