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If you're going to use a small-cap index like the Russell 2000, you might want to pause and think about why a good index fund business, like Vanguard, doesn't have any kind of funds that follow it. The factor is because it's a lousy index.
I haven't even attended to the straw man here yet, which is the truth that it is relatively rare that you in fact need to pay either tax obligations or substantial payments to rebalance anyhow. I never ever have. Most smart capitalists rebalance as long as feasible in their tax-protected accounts. If that isn't fairly sufficient, early collectors can rebalance purely using new payments.
And of course, no one should be acquiring packed mutual funds, ever before. It's actually as well negative that IULs don't function.
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